Our Process

Understanding who you are and what’s important to you

We start by getting to know each other with an obligation free initial meeting.

We can talk openly about your wants and needs, where you are now and where you want to be in the future. We want to know who you are and what’s important to you. This is how we determine your tailored risk strategy.

Building your risk Strategy

Your strategy is centred on where you want to be in the future financially and making sure you get there even if you suffer an unexpected illness or injury.

Your strategy will make sure that your family’s assets and lifestyles aren’t in jeopardy with the sudden loss of their primary carer or income earner. If your strategy employs the use of life insurance for mitigating your risk exposure, we will make recommendations for the best way to structure your insurance so that the premiums don’t eat into your cash flow

The details of your strategy will be presented in formal advice document. Ideally, we would meet with you again to go over your recommendation and answer any questions you may have.

Implementing your Risk Strategy

Once you are satisfied with your strategy we can start the implementation process. Implementing your risk strategy can be complicated. We will make sure all the pieces of the puzzle are properly in place so that you don’t have to. We aim to make the implementation process as simple and efficient as possible with minimal inconvenience to you.

Keeping you on Track

Once your strategy is in place we will meet with you on an annual basis to review it. As your circumstances change, your requirements for risk protection will also change.

During that time we encourage you to keep us in the loop with any material change in your circumstances so that we can ensure that your strategy remains appropriate and you are confident that you are well protected at all times.